On October 20 at 6 PM, Part 3 of Lower Macungie Library’s Financial Planning Series will cover a broad variety of general investment information for beginner investors.  Topics include: types of investments that are available, how to start investing, what to look for and expect from an investment, when to use an advisor, and how to understand fees and expenses.  Brian Smith and Art Smith from QNB Bank, will share their knowledge about this topic via a presentation followed by a question and answer session.  Light refreshments will be provided.  Please register in advance.